Services

When purchasing or refinancing your real estate property, obtaining a mortgage is essential, whether from a Financial Institution, Credit Union, or Private Lender. A crucial step in securing mortgage approval involves a mortgage appraisal, which requires an unbiased evaluation of the property's value. Real estate appraisal professionals provide objective property appraisal services to ensure that the value assessment is accurate and reliable.

There are times when a traditional mortgage appraisal just isn’t feasible. Perhaps the home is under construction, custom built, or has been gutted for renovations. Either way, your lender will need to order some kind of property appraisal services to determine the estimated value.

Appraisals for single-family homes typically employ the 'market approach,' while a mortgage appraisal for multi-unit properties involves a distinct process that significantly differs from the appraisal of single-family homes. Our property appraisal services ensure that you feel confident and educated every step of the way.

The Municipal Property Assessment Corporation (MPAC) is responsible for property assessments every four years. If you believe that your property assessment is too high, you can request a reconsideration and submit a mortgage appraisal or utilize property appraisal services to support your case.

A divorce settlement often involves both parties trying to decide who gets to keep the once shared home. The Court won’t usually force the parties to “buyout” the other party’s interest but will instead order the sale. In selling the home, both parties can benefit from an equal share of the equity. Regardless of the situation, it’s a good idea to order a mortgage appraisal so both parties are fully aware of the true market value. If either party wants to sell the home, they’ll have a better idea of what price to set based on the property appraisal services. On the other hand, if a “buyout” is the chosen option, both parties will feel like they’ve received a fair assessment thanks to the real estate appraisal.

We are dedicated to providing the highest level of service to our clients and lending partners, including financial institutions, credit unions, mortgage brokers, lawyers, and private owners. If you want to determine the best listing price for your property, it is beneficial to engage a designated appraiser for a professional property appraisal service, as they can offer an independent opinion of value based on a thorough mortgage appraisal.